Ceres Business Initiative Member Details
Tina van den Heever Financial Advisor
Estate Planning; Investments & Offshore investments; Retirement Annuities; Will and Testament; Trust; Life cover; Disability cover; Dreaded Disease cover; Income protectors; Pension fund/Provident funds; Unit Trusts At Liberty, we offer investment solutions that can help you, as an individual, reach your investment goals.. Liberty Corporate has a range of risk solutions to choose from, also referred to as ‘insured benefits’. Mostly, these benefits relate to life, disability and dread disease insurance. Business owners can purchase these benefits for their employees, either as part of a retirement fund or individually. These benefits can be structured pre- or post-tax earnings to ensure tax efficiency. Our insured benefits include insurance that covers children’s education in the event of the death or disability of a parent. In addition, we offer annuities which guarantee to pay an income for an employee into retirement. This insures against the risk of living longer than expected. For those employees looking to retain exposure to investment markets, our Living Annuity product is an attractive option. All of these annuities can be tailored to meet each employee’s unique income needs. Let us help protect you and your family from the financial impact of life’s unexpected events such as death, disability and critical illness.